Written by Katie Smith Milway with Mary Beth Leatherdale and illustrated by Tequitia Andrews

Kojo has a plan and big dreams. HIs family doesn’t have much and his mother borrows money to buy a sewing machine. He asks he to loan him the extra coins and buys a chicken. This chicken lays enough eggs for his family and a few more each week, which he sells and pays his mom the loan back. He turns his profit into more chickens, which lay more eggs and add more profit. Kojo uses that for more chickens and glasses a school uniform. He attends school and eventually goes to college. After college, he buys land and wants more hens. His local bank thinks he’s too risky, because his family is poor. So, he goes to the city to talk to the bank president, who gives him the loan. He gets more chickens and hires workers. As he earns more profits, he invests in more hens and more workers, who can now earn enough to send their own kids to school. These workers had big dreams as well and Kojo started giving out small loans so that the workers could act on those dreams and hopes, whether it was sending a child to school or starting their own business. Kojo became the biggest chicken farmer in Ghana and helped many other with their dreams through Sinapi Aba, an small savings and loan program.

Based on a true story about a young Ghanian boy, who achieved so much due to his perseverance and drive. Sinapi Abe still helps so many people achieve their dreams and the a perfect book to share about savings, loans and business. Author’s note at the back of the book introduces readers to Kwabena Darko, “Kojo” from the story. Also at the back of the story is an explanation about microfanancing, study questions and “Disover More” links to more information about the program.

The story is told from Kojo’s point of view and most text is a sentence or two within a two page spread filled with colorful illustrations of Kojo’s journey from starting a business with one hen to becoming the “Poultry King” of Ghana and a source of financing for other dreamers in his country. The illustrations convey Kojo’s determination and movement through the story.

This book is part of the “Citizen Kid” series and is a clear example of entrepreneurship with loans, payments, investments and building slowly. Its addition of micro-financing and discussion of its value at the end of the book is a wonderful introduction to this program. Highly recommended.